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Review 5 of 52
Price Paid:
$28000.00 Year / Model Reviewed: 2006 Toyota 4Runner Summary: I find all of your comments very interesting. I have worked in the insurance industry for over three years and it seems that no one is happy with any insurance carrier. From reading many of your reviews I think I may know the solution.
Firstly, insured’s choose their own coverage’s. So if you only have $10,000.00 for property damage coverage, and you cause $20,000.00 in damages, then you will directly be responsible for the amount in excess of your limits. This is basic knowledge that is directly tied to what coverage’s you have selected to pay for.
Secondly, I have seen a few comments about cancelled and expired policies. This again is YOUR responsibility. All insurance companies fall under the same regulations. All companies will send a bill, a notice of cancellation or expiration if no payment is received, and a third notice will go out if the policy does cancel or expire. Again, what more could you ask for? Why is three notices not enough? If you have a change in address, you need to notify the insurance carrier of that change.
I personally have had insurance with Safeco, Wawanesa, State Farm and AAA. I chose Mercury for their EXCELLENT service and price. I am a very educated person. Consumers need to take responsibility for their errors. I do understand that mistakes happen, but with Mercury, they are rare. In addition, Mercury completes an investigation for each cancelled and expired policy with an auto accident to ensure it was not a Mercury error.
PEOPLE, PLEASE, think! It’s not Mercury, IT’S YOU! Strengths: they care about people, business, community, and legal regulations. They are extremely Fair! Weaknesses: None. I will never leave Mercury Insurance. I am a customer for life! Similar Products Used: Safeco, Wawanesa, State Farm and AAA.
Don't even bother with Farmer's. You should look and see how many fines they have paid from the California Department of Insurance.
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