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Inexpensive!! :-) Also, they offer home owners insurance so you can get a multi-policy discount through AMEX.
Having the policy is like the Ronco Food Dehydrator - just "set it and forget it". I've not had to call the company to fix anything after taking the policy out. It renews automatically and is paid automatically from my checking every month.
If you have a claim you can pretty much plan on being your own claims adjuster. AMEX doesn't have any offices anywhere near my area, so they phone adjust everything. With the first claim the vehicle sat at the dealership for about a month before repairs started - this was due to lack of communication between the two insurance companies. With the second claim AMEX sent out an independant adjuster to write the hail estimate. He, in turn, forwarded the estimate to AMEX and we had a check in about a week (the second claim was handled much more reasonably than the first). I'm not sure if they have a website or not - if so, I've been unable to find it. Also, their phone hours are limited.
I've had AMEX for about 5 years now. At the time I took out the policy they were the cheapest in town, but now it appears that Progressive is about $100 cheaper per policy period. We've had two claims with them - one in which the other driver's insurance carrier ended up paying. The second claim was hail damage.
Similar Products Used:
American Family Insurance