Your auto insurance is really a package of seven primary coverages, which together make up a standar
Your auto insurance is really a package of seven primary coverages, which together make up a standard auto policy. Each of these coverages has its own separate premium. There also are other add-on coverages such as GEICO Multi-Risk Physical Damage Insurance and Emergency Road Service protection available for additional premium costs.
Summary: I must say, after reading the reviews for GEICO below, I would think that they were the big bad wolf...if only I have not dealt with them in the past. The reviews listed on this site were truley written by people that do not know a thing about insurance. The person that was mad that GEICO did not pay for his mother-in-laws injuries is really lost. Auto insurance is there to cover you when you are at fault in in accident. If the person that hit your mother-in-law did not have the right kind of insurance, or carry the right limits of insurance, that is their fault, not GEICO's. Blaming GEICO would be like blaming Pizza Hut because your mother-in-law went there to buy a vaccum cleaner and they couldn't sell her one.
As for the ones who claim that their insurance went up for no reson at all, bull. Why is it that if milk goes up because of gas prices, people buy it. If tabacco goes up because of new taxes, people buy them, But if There car insurance goes up because the average price to repair their car goes up, or the cost of any medical treatment sky-rockets, the insurance company is a blood sucking tick out to screw the public. You people should be ashamed of your selves for being that simple. ALL insurance companies are in the business of making MONEY. If they have to pay for an accident YOU had and your rate goes up, be glad you didn't have to pay the thousands of dollars required to pay for you damages, the damages to the car/property and medical expences of the person/persons you hit. And most of all, please read your policy, and if you don't understand, please ask your agent/company.
Lastly, for the guy that said GEICO trains their agents to cheat the customer. RIIIIGHT, I know you think it makes your statment look more important or truthful to say you work/worked for a company but come on. Do you truley think that anyone who worked for a company for as long as you claimed would go online and post something so simple as what you wrote? And I bet you have a girlfriend that none of us know because she goes to another school and lives in a diffrent town.
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Summary: I've been with Geico for over 16 years. I've never had an accident that was my fault. I have full coverage on my truck from them. Everytime I put in a calim they find a way to trick you into it being a larger deductable so they won;t have to pay or as much making it a collision claim..very sneaky..always getting the estimate way down by using inferior parts etc...then Geico just makes decisions on their own knowing that there is nothing you can really do. I filed with the state and nothing happened. They don't even have a Geico rep or field agent in my state so this jerk in Arizona Geico office calls up and makes me send him pics of the truck etc..all at my expense and time! They are arrogant and rude. Teir rates are highe than most and they spend millions on their corny advertising but can not pay on a honest valid claim!!
Strengths: NONE
Weaknesses: Rude, arrogant, dishonest. cheap. employees are complete morons.
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Summary: Just cancelled my Geico because my truck broke down and I can't afford to fix it. Not only did Geico let me cancel in the middle of a pay period, but they are reimbursing me for the period that started a couple of days ago - crazy!
Also, since I had an old truck that didn't needed to be covered, I was paying only $48 a month.
Strengths: Easy to sign-up or cancel, easy to switch vehicles on account, fast and friendly customer service.
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Summary: Was involved in an accident with a GEICO insured, who admitted full responsibility for accident. GEICO was very charming at first when it came to items being replaced (like car seats) asking that I take them into consideration and ask for "what's fair and reasonable"; however became complete jerks when it came to them paying me out for my totaled vehicle and medical expenses. It's been almost two months since the accident and nothing has been resolved! They keep insisting to pay me only trade-in value for my vehicle, which after doing my own "Market Research" is worth about $6,000 more than TIV. In regads to medical, they won't pay any bills until settlement is reached, which means you either get sent to collection (like I'm about to) since they haven't paid, or you accept THEIR terms and the crappy $500 per person regardless of injury!!!!
Strengths: None - there are MUCH better companies out there...
Weaknesses: Bullys. Horrible ethics. Dishonest. Quick to throw you under a bus to save a penny.
Similar Products Used: General Casualty, Progressive
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Rating Reviewed by: Yuv(Unregistered User)
Review Date February 12, 2009
Overall Rating 2 of 5
Value Rating 1 of 5
Used product for Less than 1 month
Visitors rate this review 5.00 of 5,
2.00 votes
Review 5 of 142
Price Paid:
$0.00
Summary: Got a quote over the phone for $700 for both my cars. When I wanted to sign with them they surprisingly bumped the price to $1400, claiming that the at-fault accident that I initially reported to them caused it to sky rocket. They found out that the cost of the accident was over $750 as they originally thought so this caused the price to DOUBLE… woooo… Geico - What a big hoax - 15 minutes will NOT save you a dime on car insurance it is just a waist of your time!
Strengths: advertisment
Weaknesses: dishonest, poor price
Similar Products Used: AAA,Mercury, nation wide insurance
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